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Breaking Articles

2/22/2017 3:16:31 PM
  Ordering Your Burger At A Kiosk
By srpatterson


Dublin based burger chain Wendy's has discovered that customers like to use kiosks to order their food. After experimenting with kiosks last year, the company plans to have them in place in up to 1,000 restaurants later this year, about ten percent at company owned restaurants.

The average store will be given three kiosks, which save on staffing costs and provide younger customers with a more interactive dining experience. Customers who prefer to order at the counter can still do so, pointed out Wendy's chief information officer David Trimm.

Wendy's, along with the rest of the fast food industry, have realized that automated ordering of food is the way of the future, partly to offset 5 percent wage inflation from last year. Ordering food from kiosks also guarantees that orders are always accurate; the use of kiosks also means that lines at Wendy's restaurants move more quickly, especially during the busy lunch time and dinner periods.

Read More..
2/13/2017 2:16:32 PM
  Results Of 2017 Most Hated Companies Lists
By srpatterson


The 2017 List of Most Hated Companies in the U.S.

Unfortunately, there is a lot of hate out there, and the top 11 of the most hated companies in America this year are the recipients of a whopping 23 percent of global hatred felt toward corporations. It isn't possible to post something about one of these companies on an online forum without a barrage of hate-filled replies calling you evil and saying you are part of their over-priced, lousy service, kitten-hating corporations.

Customer service is probably one of the biggest players in a customer's perception of a company and whether they grow to hate that company. Nothing can make a customer more hateful than being put on hold for twenty minutes listening to music they also hate. This leads to why cable companies are so well represented in the top most hated companies in America in 2017. These are the companies almost everyone has to call up sometime.

Read More..

Tracker Bonds

Oct 18 2011

Bank of England

Image via Wikipedia

Every time you walk into a bank these days you are confronted with an advert for tracker bonds. So, what are these bonds, are they better than a savings account, who are they best suited towards and how do they work?

Tracker bonds have become popular as inflation has risen well above the 2 per cent recommended rate for the Bank of England. These bonds offer an alternative to savings accounts which due to very low interest rates pay tiny returns on money invested.

When you get a bank to invest in a tracker bond, it will be usually be for between 3-6 years and will involve 85 per cent of your money going in a traditional savings account, with the other 15 per cent being invested in riskier investments which have higher yields  - this is where the money is made.

As the money is invested for a prolonged period and the investor is not allowed access to it, tracker bonds are ideal for people who are willing to invest over such a period, though still wish to protect their savings.

Tracker bonds pay higher rates of interest than a typical savings accounts – nearly everything does these days to be honest – a typical tracker bond that offers you 100 per cent return on investment will give you between 3-5 per cent returns on investment per year. However, with inflation taken into account this is just around even in real terms.

Tracker bonds often make far more for the financial institution that you invest in than you will see as a return. The bank or investor will invest your bond and the 15 per cent across a range of different areas and make a profit far greater than the 3-5 per cent you get, meaning that there are far better ways for you to invest if you are willing to take the extra risk.

This is only the edge of the downside of tracker bonds. Like any form of investment tracker bonds offer a number negatives. Firstly some of these bonds don’t offer full capital security and so there is a risk you will lose some of the principal. Secondly there may be a cap on the return as we have mentioned – ask about this before investing in the bond as some bonds don’t give you the full maturity you require.

Thirdly you may be paid charges when the bond matures, meaning you lose money on the bond and don’t get as much as you may believe. Look into all of this before investing as well as into other ways of investing that may be straighter forward or may offer a better return.

Bonds are a great way to invest and it is just a case of knowing what to expect from them.

Simon Grant is a writer and blogger who contributes to a vast number of sites including financial blog Fiscal Muses.

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