Thought you had enough with just a checking and savings account? Got your tax account set up and think your financial picture is complete? Hold your horses, because there are a few more types of financial accounts you might want to consider.  These accounts may not be as basic as the ones mentioned above, but they may still play a role in diversifying your portfolio, gaining interest, building good credit, and being prepared for any financial "bumps in the road".

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Every time you walk into a bank these days you are confronted with an advert for tracker bonds. So, what are these bonds, are they better than a savings account, who are they best suited towards and how do they work?

Tracker bonds have become popular as inflation has risen well above the 2 per cent recommended rate for the Bank of England. These bonds offer an alternative to savings accounts which due to very low interest rates pay tiny returns on money invested.