For the last 8 years, the rate of unemployment has kept on rising. On the other hand, the growth of industries in technology, energy and healthcare show an upward trend thus energizing the deteriorating economy. Amazingly, some sectors like manufacturing, which were reliable before are now perishing and taking with them whole cities.

During the few final years of Bush Administration and early Obama Administration people who depended on wages as their only source of revenue really suffered. On the other hand, a good portion of Americans who use alternative methods of revenue generation such as investing made more money. In fact, corporate payoffs rose to about 150 per cent as compared to 2007 figures. Many people fear to invest since they think investing requires a complex procedure.